Financing

Retiring from your business is no easy decision to make. But you’ll eventually have to do it. Small business owners usually have one significant problem in mind: when and how they will retire from their business. It’s an essential question that has many answers. Thankfully, certain fundamentals exist out there that can help you out. …

Planning to Retire From Your Small Business? Here’s What You Need To Do First. Read More

It’s often said that you should keep your business and personal finances separate. This is because it can be difficult to track expenses and income, which could lead to some serious financial trouble down the road. Running a business is hard work, and it can be difficult to keep track of your expenses and income …

Why You Should Have Separate Accounts for Business and Personal Use Read More

If you need advice about applying for a loan, be prepared to hear different opinions. Some will caution you against it because there is too much risk involved when you’re borrowing money from the bank. Others will tell you to go for it because honestly, where should you go from here? There are many reasons …

When Is It a Good Time to Apply for a Business Loan? Read More

Over the years, millennials have garnered a notorious reputation. Most often, their lifestyle choices are scrutinized and criticized by older generations. Millennials are often seen to be distracted degree holders who cannot hold a job long enough and who cannot even afford a house of their own. Regardless of how true or not these stereotypes …

Living Debt-Free: Millennial’s Guide in Getting Out of Debt Read More

An unexpected turn of events is fuel to an economic meltdown. The rapid escalation of COVID-19 into a pandemic is one example that cost many their livelihood after massive layoffs. So many had to rely on subsidies from the government, which can only bear so much of the financial burden. With or without a crisis …

How to Manage Personal Financial Crisis Read More

The idea of building your home is a significant achievement in one’s life and exciting. Most homeowners don’t know whether to start with planning or the permitting process. Having a perfect plan and a competent contractor will help you achieve the home of your dreams. Table of Contents BudgetHave A PlanChoose A ContractorLocation RestrictionsBudget All …

Money and Everything: What You Need to Know Before Building Your Home Read More

Financial problem is one of the most common issues a business encounters during the first year. That is also a fatal mistake that startups fail to avoid. Often, new entrepreneurs lack understanding about business financing, causing them to underestimate startup costs and ruin their business before it even opens. Plenty of small businesses also incur …

Avoiding Financial Problems During Your First Year of Business Read More

Millions of Americans have huge credit card debt. It’s one of the biggest forms of debt, right after mortgages and student loans. The average American household can rack up credit card debt as high as $16,000. And thanks to inflation and the increasing cost of living, it’s only expected to go higher. Many people have …

Credit Card Debt: Can You Go to Jail for Not Paying Your Credit Card Bill? Read More

These days, paper checks are being used less and less. With the rise of credit cards, bank apps, and digital wallets, checks are starting to become one of the more outdated forms of cashless payments. So, for those who have never had a checking account until just fairly recently, you may not be sure about …

How to Void a Check for Direct Deposit Read More