Refinancing a home is a means to restructure the old loan in terms that are financially easier on the homeowner. When done correctly, home refinancing can be a lifesaver for homeowners since they can enjoy lighter payment schemes with lower interest rates depending on their credit ratings. If you intend to refinance a home loan …
Owning a home is an amazing feeling because you have a place to call home. However, buying a home can be very expensive and stressful, especially for first-time homebuyers. Luckily, a bit of research and effort can help you buy the home you need. Here are some tips you should know when you buy your …
Social Security payments are about to be reduced by 2030. While your 401k might hold up for 10 or 15 years, living in Utah almost guarantees you’ll live way past your 80s. Holding on to your savings for 20 years or more might seem impossible, but it will only take a little bit of preparation. …
Utah Retirees Need More than Pension and Social Security Read More
Whether you are building a house or adding an extension to your existing property, a construction project brings its own challenges. One of these is the fact that they can have a high price tag. If you are managing the project, then it will be up to you to manage the costs. To help with …
Business owners must know the different business taxes they need to pay as part of their obligations for owning a particular business. There are several kinds of business taxes, depending on the type of business operation you have, as well as its nature and size. Another thing that affects business taxes is the number of …
When you get a car loan or apply for a mortgage, the loan officer will ask you about your credit score. The value of this figure has huge implications on someone’s finances, particularly on loans and interest rates. It can even be a deciding factor for things like apartment rentals or property leases. America’s average …
Secure Your Kids’ Financial Future With Credit Score Education Read More
So you’ve seen a house and land for sale that you’re interested in and are determined to purchase it. It’s a huge move, and you’re very excited. There’s just one problem, though. This is your very first huge investment, and you are not sure how to go about the process. You know you can’t afford …
5 Best Financial Tips for Buying Your First Property Read More
Old or new property — that’s the question you have to answer as you start your home search. Do you want that clean, pristine, untouched abode? Or are you more of a fan of those that have so much history? You’ll have a lot of thinking to do when it comes to this decision. Give …
The average American debt is said to be at $38,000 — and that’s excluding home mortgages. If you find yourself in debt for thousands of dollars and finally want to dig your way out of the hole, here are some tips that should help. Table of Contents 1. Start with your mortgage.2. Pour all your …
Nothing is more frustrating than getting a rejection on your mortgage application. It can instantly ruin your home buying plans. This is why you need to be careful about the steps and decision you’re making upon application. Having that said, there are things you must remember when you apply for one. By knowing these, you …
4 Ways to Increase the Chances of Approval of Your Home Loan Read More
