Small businesses are considered the backbone of the US economy. They create two out of every three jobs in this country, and they account for more than half of all private-sector payrolls. When severe storms hit, these businesses often take the biggest hit. That’s why small business owners need to be prepared before a storm hits. Here are some tips for small businesses owners to help them prepare for severe storms:
Have a plan in place.
One of the most important things small business owners can do to prepare for a severe storm is to have a plan in place. This plan should include how you will communicate with your employees during and after the storm, what kind of supplies you will need, and how you will protect your property.
It’s important to have a plan for all potential scenarios, not just severe storms. Make sure you have a plan for what to do if your business is forced to close due to a power outage or flooding.
Prepare your facility.
Small businesses owners should take steps to ensure their facility is prepared for a storm. This means having a plan in place for dealing with power outages, flooding, and other potential issues.
You should also make sure you have the supplies you need to weather the storm. This includes items like food, water, flashlights, and first-aid supplies. They should work with a company offering stormwater management services to protect their business while following state and federal laws.
If you have to evacuate your facility, make sure you have a plan for where you will go and what you will do. Don’t wait until the last minute to make these decisions.
Make sure you have insurance.
One of the most important things small business owners can do to prepare for a severe storm is to have insurance. This will protect you and your business in the event of damage or loss.
There are a variety of insurance policies small businesses can purchase, including property insurance, liability insurance, and business interruption insurance. Make sure you have the right coverage for your business.
You should also review your policy regularly to make sure it is up to date and that you have the coverage you need.
Have a backup plan for power and internet outages.
A backup plan for power and internet outages is essential for small businesses. If the power goes out, you need to have a way to stay in contact with your employees and keep your business running. This might include having a generator to power your office or using a satellite phone or walkie-talkies to communicate.
If the internet goes out, you need a way to keep your business running. This might include having a backup internet connection or using a laptop to access the internet.
Make sure you have a plan for how you will stay in contact with your customers. If the power or internet is out, you may not be able to take orders or process payments. You should have a plan for how you will communicate with your customers in this situation.
Prepare your employees.
Another important step small businesses can take to prepare for severe storms is to prepare their employees. This includes having a plan for how you will communicate with your employees during and after the storm, as well as what you expect from them.
You should also make sure your employees are aware of the danger posed by severe storms. This includes things like flooding, power outages, and wind damage. Make sure your employees know what to do if a storm hits your area.
Secure your property.
Severe storms can cause a lot of damage, so it’s important to take steps to secure your property. This includes things like trimming trees and bushes, removing dead branches, and securing loose items.
You should also have a plan for protecting your windows and doors. This might include installing hurricane shutters or putting up plywood. If you have a generator, make sure it is properly secured and that you have enough fuel to last through the storm.
Make sure you have cash on hand.
In the event of a severe storm, ATMs and credit card processors may not be working. That’s why it’s important to have cash on hand. Small businesses should have enough cash to cover expenses for a few days.
You should also have a plan for how you will access cash if the power is out. This might include having a generator to power your ATM or keeping a supply of cash on hand.
Small businesses need to take a variety of steps to prepare for severe storms. This includes making sure they have the supplies they need, insurance, a backup plan for power and internet outages, and a way to stay in contact with their customers. They should also make sure their employees are aware of the danger posed by severe storms and know what to do if one hits their area. By taking these steps, small businesses can protect themselves in the event of a severe storm.